Configuration
ARS Banking is configured through config.lua. This page documents the verified settings and what each one changes.
Table of Contents
Section titled “Table of Contents”- Core Settings
- ATM Settings
- Bank Locations and Blips
- Card System
- Savings Account
- POS System
- Loan Settings
- Investments
- Admin Permissions
- Compatibility Layer
- ATM Currency Display
Core Settings
Section titled “Core Settings”Config.DebugMode = falseConfig.Framework = 'qb' -- 'esx', 'qb', or 'qbx'Config.UseTarget = trueConfig.MaxAccounts = 2Config.ATMMaxWithdraw = 50000Config.MaxTransferAmount = 1000000Config.MaxTransactionAmount = 999999999Config.BankingDataRetentionMonths = 6Config.UseBankCards = trueConfig.PreventStolenCardAccess = trueConfig.PosRequestDistance = 3.0| Setting | Default | Description |
|---|---|---|
DebugMode |
false |
Enables debug logging. |
Framework |
'qb' |
Selects the active framework: ESX, QBCore, or QBX. |
UseTarget |
true |
Uses target interaction when a supported target resource is present. |
MaxAccounts |
2 |
Maximum personal/shared accounts a player can open. |
ATMMaxWithdraw |
50000 |
Maximum amount per ATM withdrawal. |
MaxTransferAmount |
1000000 |
Maximum amount for external transfers. |
MaxTransactionAmount |
999999999 |
Hard cap for a single transaction. |
BankingDataRetentionMonths |
6 |
Keeps only the latest N months of statements and POS history. Set to 0 to disable cleanup. |
UseBankCards |
true |
Requires a physical bank_card for ATM access. |
PreventStolenCardAccess |
true |
Blocks stolen-card access when enabled. |
PosRequestDistance |
3.0 |
Maximum distance between the employee and customer for POS requests. |
ATM Settings
Section titled “ATM Settings”Config.ATMModels = { 'prop_atm_01', 'prop_atm_02', 'prop_atm_03', 'prop_fleeca_atm' }Defines which GTA V prop models are treated as ATMs.
ATM DUI
Section titled “ATM DUI”Config.ATMDUI = { Enabled = true, LoadTextureDistance = 40.0, InteractionDistance = 1.5, ButtonProximity = 0.027, PresetWithdrawAmounts = { 50, 100, 200, 500, 1000, 2000 },}| Setting | Default | Description |
|---|---|---|
Enabled |
true |
Enables DUI-based ATM screens. |
LoadTextureDistance |
40.0 |
Distance at which ATM textures start loading. |
InteractionDistance |
1.5 |
Distance at which the ATM can be interacted with. |
ButtonProximity |
0.027 |
Screen-space hover threshold for ATM buttons. |
PresetWithdrawAmounts |
{ 50, 100, 200, 500, 1000, 2000 } |
Preset withdraw amounts on the ATM screen. |
ATM Blips
Section titled “ATM Blips”Config.ATMBlips = { Enabled = true, Sprite = 277, Color = 2, Scale = 0.4, RenderDistance = 150.0, ClusterDistance = 10.0, UpdateInterval = 2500, AsShortRange = true,}| Setting | Default | Description |
|---|---|---|
Enabled |
true |
Shows ATM blips on the map. |
Sprite |
277 |
Blip sprite ID. |
Color |
2 |
Blip color. |
Scale |
0.4 |
Blip size. |
RenderDistance |
150.0 |
Maximum distance for visible ATM blips. |
ClusterDistance |
10.0 |
Merges nearby ATMs into one blip. |
UpdateInterval |
2500 |
Refresh interval in milliseconds. |
AsShortRange |
true |
Keeps the blip short range. |
Bank Locations and Blips
Section titled “Bank Locations and Blips”Config.Locations defines the bank branch coordinates. The default config includes 8 locations.
Config.BlipInfo = { name = locale('bank_blip_name'), sprite = 108, color = 2, scale = 0.8,}| Setting | Default | Description |
|---|---|---|
name |
Locale bank_blip_name |
Label shown on the bank blip. |
sprite |
108 |
Bank icon sprite ID. |
color |
2 |
Blip color. |
scale |
0.8 |
Blip size. |
Card System
Section titled “Card System”Config.CardSystem = { maxPrepaidCards = 3, maxCreditCards = 3, prepaidMaxBalance = 50000, debitExpiresYears = 5, prepaidExpiresYears = 4, creditExpiresYears = 4, renewalFee = 250, expiryWarningDays = 30, cashAdvanceFeePercent = 0.03, replacementFee = 500, replacementFeeCredit = 1000, freeReplacements = 0, mainCard = { label = 'Debit Card', network = 'Maze', variantCode = 'debit-standard', weeklyFee = 0, }, prepaidCard = { label = 'Prepaid Card', network = 'Maze', variantCode = 'prepaid-standard', weeklyFee = 50, },}| Setting | Default | Description |
|---|---|---|
maxPrepaidCards |
3 |
Maximum prepaid cards per player. |
maxCreditCards |
3 |
Maximum credit cards per player. |
prepaidMaxBalance |
50000 |
Maximum prepaid card balance. |
debitExpiresYears |
5 |
Debit card expiry period. |
prepaidExpiresYears |
4 |
Prepaid card expiry period. |
creditExpiresYears |
4 |
Credit card expiry period. |
renewalFee |
250 |
Fee to renew an expired card. |
expiryWarningDays |
30 |
Days before expiry that the warning appears. |
cashAdvanceFeePercent |
0.03 |
Fee for credit card cash advances at ATMs. |
replacementFee |
500 |
Replacement fee for debit and prepaid cards. |
replacementFeeCredit |
1000 |
Replacement fee for credit cards. |
freeReplacements |
0 |
Number of free replacements per card. |
Credit Card Variants
Section titled “Credit Card Variants”| Variant | Code | Limit | Weekly Fee |
|---|---|---|---|
| Classic | classic |
$5,000 | $100 |
| Gold | gold |
$15,000 | $200 |
| Black | black |
$50,000 | $500 |
Credit Payments
Section titled “Credit Payments”Config.CardSystem.creditPayments = { enabled = true, minPaymentType = 'percent', minPaymentPercent = 5, minPaymentFixed = 50, autoPayEnabled = true, autoPayTime = '03:00', autoPayDefaultMode = 'fixed', autoPayDefaultPercent = 5, autoPayDefaultAmount = 100,}| Setting | Default | Description |
|---|---|---|
enabled |
true |
Enables credit card payments. |
minPaymentType |
'percent' |
Uses a percentage or fixed minimum payment. |
minPaymentPercent |
5 |
Minimum percent payment when the type is percent. |
minPaymentFixed |
50 |
Minimum fixed payment when the type is fixed. |
autoPayEnabled |
true |
Enables automatic card payments. |
autoPayTime |
'03:00' |
Time of day for auto-pay. |
autoPayDefaultMode |
'fixed' |
Default auto-pay mode. |
autoPayDefaultPercent |
5 |
Default auto-pay percent. |
autoPayDefaultAmount |
100 |
Default auto-pay amount. |
Savings Account
Section titled “Savings Account”Config.SavingsAccount = { Enabled = true, InterestRate = 0.02, CompoundInterval = 'weekly', MaxBalance = 5000000, MinimumDeposit = 100, MaxAccountsPerPlayer = 1,}| Setting | Default | Description |
|---|---|---|
Enabled |
true |
Enables savings accounts. |
InterestRate |
0.02 |
Annual interest rate. |
CompoundInterval |
'weekly' |
Interest payout interval: daily, weekly, or monthly. |
MaxBalance |
5000000 |
Maximum savings balance. |
MinimumDeposit |
100 |
Minimum deposit amount. |
MaxAccountsPerPlayer |
1 |
Maximum savings accounts per player. |
POS System
Section titled “POS System”Config.POS = { registrationFee = 1000, commandName = 'posmenu', timeout = 60000, maxAmount = 999999999, allowCashPayment = true,}| Setting | Default | Description |
|---|---|---|
registrationFee |
1000 |
Cost to register a POS terminal. |
commandName |
'posmenu' |
Command used to open the POS terminal. |
timeout |
60000 |
Customer payment timeout in milliseconds. |
maxAmount |
999999999 |
Maximum single POS payment amount. |
allowCashPayment |
true |
Allows cash payments at POS terminals. |
Loan Settings
Section titled “Loan Settings”Config.UseLoans = trueConfig.MaxLoanSlots = 3Config.MaxLoanAmount = 100000Config.MinLoanAmount = 1000Config.LoanInterestRate = 0.085Config.MaxLoanTerm = 52Config.MinLoanTerm = 1Config.KeepLoanHistory = trueConfig.HistoryRetentionDays = 365Config.AutoUnloadCompletedLoans = true| Setting | Default | Description |
|---|---|---|
UseLoans |
true |
Enables the loan system. |
MaxLoanSlots |
3 |
Maximum concurrent loan slots per player. |
MaxLoanAmount |
100000 |
Maximum loan amount. |
MinLoanAmount |
1000 |
Minimum loan amount. |
LoanInterestRate |
0.085 |
Base annual interest rate. |
MaxLoanTerm |
52 |
Maximum term in weeks. |
MinLoanTerm |
1 |
Minimum term in weeks. |
KeepLoanHistory |
true |
Keeps completed loans in the database. |
HistoryRetentionDays |
365 |
Loan history retention period. |
AutoUnloadCompletedLoans |
true |
Frees the loan slot when a loan is paid off. |
Investments
Section titled “Investments”Config.Investments = { Enabled = true, UpdateInterval = 600000, TradingFeePercent = 0.01, MaxSharesPerTrade = 1000000, MinimumPrice = 10, MaximumPrice = 100000, HistorySize = 144, MinimumFee = 1, ShareEpsilon = 0.0001,}| Setting | Default | Description |
|---|---|---|
Enabled |
true |
Enables the stock market system. |
UpdateInterval |
600000 |
Market refresh interval in milliseconds. |
TradingFeePercent |
0.01 |
Trading fee percentage. |
MaxSharesPerTrade |
1000000 |
Maximum shares per buy or sell order. |
MinimumPrice |
10 |
Minimum stock price. |
MaximumPrice |
100000 |
Maximum stock price. |
HistorySize |
144 |
Number of OHLCV candles to keep. |
MinimumFee |
1 |
Minimum trading fee. |
ShareEpsilon |
0.0001 |
Floating-point threshold for sold shares. |
Available Stocks
Section titled “Available Stocks”| Symbol | Name | Base Price | Trend |
|---|---|---|---|
| MAZE | Maze Bank | $1,500 | up |
| FLEECA | Fleeca | $800 | neutral |
| LSCS | Los Santos Customs | $2,500 | up |
| AMMU | Ammu-Nation | $4,200 | up |
| BINCO | Binco | $300 | down |
| GRUPPE | Gruppe Sechs | $1,200 | neutral |
| MERRY | Merryweather | $3,500 | neutral |
| PONS | Ponsonbys | $1,800 | up |
| BSHOT | Burger Shot | $450 | neutral |
Admin Permissions
Section titled “Admin Permissions”Config.AdminPermissions = { Permissions = { 'admin', 'god' }, License = { -- ['license:YOUR_LICENSE_HERE'] = true, }}| Setting | Description |
|---|---|
Permissions |
Framework permission groups that grant admin access. |
License |
Rockstar license identifiers that grant direct admin access. |
Compatibility Layer
Section titled “Compatibility Layer”Config.CompatibilityLayer = { Enabled = true, Debug = false, AutoCreateAccounts = true,}| Setting | Default | Description |
|---|---|---|
Enabled |
true |
Enables qb-banking and qb-management compatible exports. |
Debug |
false |
Enables verbose compatibility logging. |
AutoCreateAccounts |
true |
Auto-creates job or gang accounts when compatibility exports need them. |
ATM Currency Display
Section titled “ATM Currency Display”Config.ATMCurrency = { style = 'en-US', symbol = '$'}| Setting | Default | Description |
|---|---|---|
style |
'en-US' |
Locale style used for ATM currency formatting. |
symbol |
'$' |
Currency symbol shown on ATM screens. |
Note: This guide is written by a third party. If you find any incorrect or outdated information, please contact us on Discord so we can update it for you.